Family owned & operated since 1988

We'll get you approved.

Trucks are what we know. 4x4s, crew cabs, and tow-ready pickups on West Main Street in Macedon — plus SUVs and cars. We work with a range of lenders to find financing that fits, including buyers other lots turn away.

We work with multiple lenders · Applications submitted same day · Every credit situation welcome

Bad credit No credit First-time buyer Past bankruptcy Repossession Self-employed
On the lot

Trucks on the lot

Pickups first, but we carry SUVs and cars too. Every vehicle is inspected before it goes up for sale, and new trades come in weekly.

Don't see it?

Let us help you find your truck

Tell us what you're after — we source vehicles weekly and we'll hunt down something that fits your work and your budget. No credit application needed to ask.

Or call 315-986-5580 and tell us what you need.

Prices and availability change often. Call 315-986-5580 to confirm what's on the lot today.

How it works

Three steps to the keys

No runaround, no surprises at the desk. Same process whether it's a work truck or a commuter.

STEP 01

Apply

Fill out the short form below or give us a call. Takes about two minutes, and there's no obligation.

STEP 02

Get approved

We submit your application to the banks and lenders we work with, then call you back with your options and what your payment looks like.

STEP 03

Drive off

Pick your vehicle, sign the paperwork, and go. Most customers drive home the same day.

Why C&L

Family owned since 1988.

Nearly four decades in business, run by the same family the whole time. Plenty of dealers run your credit and show you the door. We look at the whole picture — your work, your income, where you're headed — and we work to make it happen.

1988
Year we opened
38
Years in business
1
Family, start to finish
  • Family owned and operated since 1988
  • We shop your application to multiple banks and lenders — not just one
  • Truck people ourselves — 4x4s, tow packages, work-ready pickups
  • Trade-ins welcome — put your current vehicle toward the down payment
  • Low down payment options
  • Every vehicle inspected before it's sold
  • Straight answers on price and payment, up front
Add a photo of your lot,
your team, or a customer with their new keys
Know before you go

Payment calculator

Get a ballpark monthly payment in seconds. Your actual rate depends on approved credit — this is a starting point, not a quote.

24.99%
Estimated payment
$0/mo
Amount financed$0
Total interest$0
Total to pay$0
Apply for this payment

Estimate only — actual APR and payment depend on your approved credit, term, and lender. Tax, title, and fees not included.

Get started

Apply for credit

Fill out the full application below and we'll call you back the same business day with your options. Got a trade-in? Add it and we'll work it into your numbers.

Credit application

About four minutes. No obligation, and nothing is run through a lender until we call you first.

Applicant details
Employment & income
Housing

We'll collect your Social Security number by phone once we're ready to run your application — never through this form.

Adding a cosigner?

Optional

A cosigner with steady income can strengthen your application. Add their info here.

Your cosigner will need to sign their own authorization before we can run their credit — we'll follow up with them directly.

Notice to cosigner

You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn't pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility.

You may have to pay up to the full amount of the debt if the borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount.

The creditor can collect this debt from you without first trying to collect from the borrower. The creditor can use the same collection methods against you that can be used against the borrower, such as suing you, garnishing your wages, etc. If this debt is ever in default, that fact may become a part of your credit record.

This notice is not the contract that makes you liable for the debt.

Have a trade-in?

Optional

Tell us what you're driving now and we'll factor it into your down payment.

$ Not sure what it's worth?Look up your trade-in value free on Kelley Blue Book

Blue Book gives you a ballpark. We'll give you a firm number once we see the vehicle.

No obligation. We will call you to collect further information before we can run your credit — nothing is submitted to a lender until we talk.

Come see us

Address102 W Main St
Macedon, NY 14502
Get directions →
HoursMon–Fri 9am–4pm
Sat 9am–12pm · Sun closed
Find us

102 W Main St, Macedon

Right on West Main Street, near the corner of Erie Street North.

Get directions

Ready to drive today?

Call now and we'll start on your approval while you're on the phone.

Call 315-986-5580
☎ Call now Get approved